With her baby on her lap, Maya Sharma (name changed) gets down to work every evening from her eighth-floor flat at Vasant Vihar. Maya’s job is to click on online advertisements. She doesn’t care about the ads, but diligently keeps count � it’s $0.18 to $0.25 per click.
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Many small-business owners started businesses with their own money, and with relatively small amounts, according to the Wells Fargo/Gallup Small Business Index study.
Small-business owners spend an average of $10,000 to start their businesses, the study said.
Seventy-three percent of business owners surveyed funded their businesses with personal savings, while 37 percent obtained loans and lines of credit.
More than half of those surveyed, or 53 percent, indicated they would have had an easier time had more money been available at the outset.
The survey shows what many small business owners wish they had at the start - more capital and more financial management education.
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